Need a helping hand to get on the property ladder? Talk to The Right Advice
If you can afford mortgage payments but you’re struggling to save a deposit, a Help to Buy mortgage may be the right solution.
With Help to Buy, the Government will loan you 20% of your new property’s value. Your deposit can be as small as 5%, which means you only need a mortgage of 75% of the value. For example:
With Help to Buy, the Government will loan you 20% of your new property’s value. Your deposit can be as small as 5%, which means you only need a mortgage of 75% of the value. For example:
Because the lender is lending you less against the property’s value, it means that you may have access to better mortgage rates than if you were to borrow a higher amount without any help from the Government.
Of course, you have to weigh up the pros and cons of both options, which is where The Right Advice comes in. We will talk you through your options, without any jargon, we will advise you on the right mortgage to suit your circumstances and we will confirm our advice in writing.
Best of all, our initial appointment is fee free, with no obligation to proceed.
Not ready yet? Ask a question.
Of course, you have to weigh up the pros and cons of both options, which is where The Right Advice comes in. We will talk you through your options, without any jargon, we will advise you on the right mortgage to suit your circumstances and we will confirm our advice in writing.
Best of all, our initial appointment is fee free, with no obligation to proceed.
Not ready yet? Ask a question.
